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Financing

Welcome   to the Finance Department.  Here you can use our online form to get a   quick and accurate response on financing your next vehicle.  Your   financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

Columbia Chrysler offers a simple, up-front  financing process. In just a few easy steps, you could be on your way towards  owning your next car.

     
  1. Choose the Car that fits your needs.
    2.  
  2. Complete a online Finance Application.
    3.  
  3. We will then contact you very soon regarding your application.

To help us process your Finance Application quicker please fill in a more thorough application here.

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Start the Finance Application process below

Contact Information

Contact Me by

CLICK HERE to learn more about our GOLD, SILVER and BRONZE Vehicle Protection Packages or call King or Stephanie at 604-273-8018.


Financing Navigation

Contact Information

Columbia Chrysler Dodge Jeep Ltd.

5840 Minoru Boulevard

Richmond, BC V6X2A9
sales Sales:
1 (888) 265-5829

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit kilometres from 12,000 to 15,000 kilometres annually. Beyond these figures, fees in the range of $0.10 to $0.25 per kilometer begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.